Finding the right home at the right price is just one part of a home sale or purchase. Diamond Realty & Associates-Vanessa Hackleman, ABR is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 318-746-0011 if your needs include a professional REALTOR® ready for the business side of buying and selling.

Closing costs you should expect

There are certain ordinary expenses related to closing the sale of a house. These costs are usually divided between the buyer and seller, as directed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Louisiana to help show you through your transaction.

Costs pertaining to your mortgage to be paid at closing    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually paid    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your transaction, not only will I work to get the very best sales price, but I'll also campaign for limited closing costs. And once we've come to an agreement, I'll fully clarify the closing costs so you are informed of exactly what you're paying for.

Buyers: If you're purchasing a house in Bossier County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an acceptable range so you're not shocked when you show up at the closing table. I'll be glad to look through the GFE with you, answering your questions and highlighting any estimates of concern.

Diamond Realty & Associates-Vanessa Hackleman, ABR 315 East Texas Street Bossier City, LA 71111
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